Master Your Money
“Spend Less Than You Earn”

Why?
	No reinforcement in the world except…more
Either you control your money or your money controls you
Stress is bad

Money is the only area in your Christian life that can’t be faked!
	
6 Financial Categories
1. Struggling
2. Surviving
3. Stable
4. Secure
5. Surplus
6. Significance 

Maybe the reason we have financial problems is…
	We have Jesus in our lives and the world’s values in our finances

5 Simple Biblical Financial Principles
1. Spend less than you earn
2. Avoid the use of debt
3. Build margin (save)
4. Set long-term goals
5. Give generously

Ecclesiastes 5:10-18

What do all these names have in common?
Dennis Rodman	, Wesley Snipes	, Mickey Rooney, Elton John, 50 Cent, Nicolas Cage, Meatloaf, Mike Tyson, Willie Nelson, MC Hammer, Don Johnson, Johnny Unitas			

Spend less than you earn
	Earning enough is not the problem
	It’s a spending problem
	You can lose sleep over money
	You can’t take any of it with you

Fundamental Problem
	We think it’s ours

Foundational Truth
	It all belongs to God

“The earth is the Lord’s, and everything in it, the world, and all who live in it.” – Psalm 24:1

1 Chronicles 29:11, Leviticus 25:23, Haggai 2:8, 1 Corinthians 6:19-20, Deuteronomy 8:18, Romans 11:36, 1 Corinthians 4:2, Matthew 25:21

Every spending decision is a spiritual decision!

Why is this hard?
	Discontentment 

Philippians 4:11-13

Mastering your money starts with mastering your emotions.

Content – Grateful, Celebrate, Honor God
Complacency – Passive, Compare, Victim
Discontent – Driven, Compare, Compete

 “…stupid people spend their money as fast as they get it.” – Proverbs 21:20 GNT

Contentment 
	Cut back
	Curb desires
	Remember that it all belongs to God