If you’ve ever felt overwhelmed by your finances or uncertain about what God expects when it comes to money, you’re not alone. In a world where money can stir up stress, comparison, and even shame, Jesus offers something better: freedom, clarity, and purpose.

At Fairhaven Church, we believe generosity isn’t about guilt; it’s about trust. That’s why we created a sermon series called Mine or Yours? to explore what the Bible says about money, ownership, and how followers of Jesus are called to live. The main question we asked was simple but transformational:

Do we live like it’s all mine or all His?

Here’s what we discovered, and what it could mean for your life.



God owns it all. We are His stewards.

This truth is the foundation of biblical generosity: Everything we have belongs to God. That includes our money, time, possessions, talents, and even our bodies. Scripture makes this abundantly clear:

“The earth is the Lord’s, and everything in it.” –Psalm 24:1

“You are not your own; you were bought with a price.” –1 Corinthians 6:19–20

When we believe God owns it all, our role shifts from owner to steward. That means we manage what He’s entrusted to us open-handedly and prayerfully, not for our glory, but for His purposes.


Money is a tool, a test, and a testimony.

Jesus knew how powerful money could be in shaping our lives. That’s why He talked about it so often, not to shame us, but to free us. In Luke 16, Jesus showed how money can either draw us closer to God or pull us away.

  • As a tool, money can accomplish good when we use it wisely and generously.
  • As a test, money reveals what we value most: whether we trust God or live in fear.
  • As a testimony, how we handle money tells a story to the world about who we really serve .

That’s why Jesus said:

“You cannot serve both God and money.” –Luke 16:13

What we do with our finances says a lot about what’s in our hearts.



Biblical principles lead to peace.

When we ignore God’s wisdom about money, it can cause stress, sleepless nights, and even broken relationships. But the Bible offers timeless financial principles that lead to contentment, confidence, and peace:

  • Spend less than you earn.
    “Wealth gained hastily will dwindle, but whoever gathers little by little will increase it.” –Proverbs 13:11
  • Give generously.
    “It is more blessed to give than to receive.” –Acts 20:35
  • Avoid debt when possible.
    “The borrower is slave to the lender.” –Proverbs 22:7
  • Save for the unexpected.
    “She prepares her bread in summer and gathers her food in harvest.” –Proverbs 6:8
  • Live for eternity, not just today.
    “We are His workmanship, created… for good works.” –Ephesians 2:10

When we align our finances with God’s priorities – give first, save second, spend last – we begin to experience the freedom He offers.



True generosity flows from trust.

Generosity isn’t about how much you have. It’s about how much you trust.

Even small, joyful acts of giving can break the grip money has on our hearts. And when we let go, we begin to discover something surprising: God always provides. He is trustworthy. And His plans for us are good, even in our finances.

We believe this so deeply at Fairhaven Church that we made it one of our six core values:

Live Generously: Give your resources joyfully and sacrificially

Because when we give like everything belongs to God, it changes how we live – and what we live for.

Go deeper
Watch the full Mine or Yours? sermon series, and explore how faith, trust, and financial freedom are more connected than you think.

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